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Warranty Denied ยท Old Republic Home Protection

Old Republic Home Protection denied my claim: how the appeal works

Old Republic Home Protection is part of Old Republic International, based in San Ramon, California. This page is about the process its published contracts set out and the regulator that licenses it. Your own plan controls; read its dispute section before you send anything.

The appeal

Request the technician's diagnosis and the cited plan section in writing. Old Republic's plans are sold mostly through real estate transactions; if yours came with a home purchase, the plan's effective date and the home inspection report matter for any pre-existing-condition denial. Written appeal with the inspection report attached.

Arbitration, small claims, and the home-state regulator

Arbitration clause with a small-claims exception. California-based, so the California Department of Insurance is the home-state regulator.

The ladder, for this company

  1. Written appeal by certified mail within 30 days of the denial, with the claim number, asking for the technician's report and the clause relied on.
  2. Complaint to your state's regulator (find it) and, if different, the company's home-state regulator named above.
  3. Public complaint through the Better Business Bureau, which the company answers in public.
  4. Small claims for the gap if it fits under your state's cap; otherwise the arbitration named in the plan.

Run the free check with Old Republic Home Protection selected

The paperwork, done

The Warranty Denied kit, $19 writes the appeal to your denial reason, the regulator complaint for your state, the timeline, and the arbitration-or-small-claims page. What's in it.

Written 2026-09-07 from the company's published plan terms and general complaint patterns. Not affiliated with Old Republic Home Protection. Company names are used to identify the company only. If you are the company and something here is wrong, email jon@homestillworks.com and it will be corrected.