Contractor Gone ยท Apex Pavers Inc.
Apex Pavers Inc. customers: what the filing means and what to do
Filed a voluntary Chapter 11 petition on March 19, 2026, in the U.S. Bankruptcy Court for the Southern District of Florida, case 26-13373. The petition estimated both assets and liabilities between $1 million and $10 million and stated that funds would be available for distribution to unsecured creditors.
| Filing date | March 19, 2026 |
| Court | U.S. Bankruptcy Court, Southern District of Florida |
| Case number | 26-13373 |
| Chapter | 11 |
| Signed by | Ryan Paul Figman, president |
| Debtor's counsel | Craig I. Kelley, Kelley Kaplan Delaney & Eller, PLLC |
| Service area | Palm Beach, St. Lucie, and Martin counties; South Florida and the Treasure Coast |
| Licensing | Florida DBPR; look up the qualifier as well as the company |
Where things stand
Chapter 11 (reorganization). The company said it intends to keep operating under court supervision. Whether your pool gets finished depends on the plan the court confirms; deposits paid before the filing are claims in the case.
What a customer can do, in order
- Card payments first. If any payment went on a credit or debit card, call the issuer and open a dispute for services not rendered. The bankruptcy does not stop a chargeback; the card network's clock does.
- File the proof of claim. If a case is open, the court will mail a notice with a bar date. Official Form 410 is free, no lawyer needed. A deposit for household services is a priority claim up to $3,800 for cases filed on or after April 1, 2025; mark the priority box and attach the contract and receipts.
- The state path. Florida has the Homeowners' Construction Recovery Fund ($100,000 per claim for Division I licenses (general, building, residential); $30,000 for Division II (pool, roofing, and other specialty licenses), for contracts dated on or after July 1, 2024). Precondition: Licensed contractor; a final order from the Board or a civil judgment for a violation such as abandonment or misapplication of funds; the loss must be from a residential contract. The Florida page has the license lookup, the deposit rule, and the small-claims cap. Note: a licensing complaint and a fund claim are not stopped by the bankruptcy stay in most states because they run against the license, not the debtor's assets; confirm with the agency.
- Subcontractor notices. Florida's Notice to Owner system means a sub or supplier who served notice within 45 days of starting can lien your home even though you paid the contractor. The defense is 'proper payments': releases of lien for each payment. If you never received a Notice to Owner from that sub, its lien rights may be gone; demand a copy.
- Financing. If the contractor arranged a loan, write to the lender. A lender on a contractor-arranged consumer loan generally takes the loan subject to the claims you have against the contractor (the FTC Holder Rule); ask for a stop on payments while the claim is resolved.
Run the free check as a Apex Pavers Inc. customer
The paperwork, done
The Contractor Gone kit, $39 builds the chargeback script, the proof of claim worksheet with the priority box explained, the Florida licensing complaint, the fund or bond paperwork where it exists, and the lien-defense letter, all with your dates and amounts in place. What's in it.
Sources
Facts checked 2026-09-07 against the sources above. Case details change; the PACER docket is the record. Nothing here is legal advice. If you are a customer and something on this page is wrong or out of date, email jon@homestillworks.com.